what are the best credit cards for students in india

   what are the best  credit cards for students in india

SBI Student Plus Advantage Card

• This credit card has designed solely  customer who have availed State Bank of India’s education loan. To avail this credit card you need  a fixed deposit in any branch of . The credit card offers you many privilege like zero annual renewal fee which is bound to appeal you. No annual fee charged  you make total purchases of more than Rs. 38,000 in the previous year. You not only earn one reward point  every Rs. 150 you spend but you can  same reward point to pay off your outstanding balance.
• You are also entitled to a 2.5% fuel surcharge waiver across  the petrol pump in India you buy petrol worth Rs. 500 to Rs. 3,000. Apart from this, you can book railway ticket which will be delivered  your doorstep, pay all your utility bill online and enjoy  Reward Points (RP) on the International spend.
• You can use Student Plus Advantage Card in both India and abroad in more  24 million outlet. You get  provision to transfer the remaining balance of another credit card to your credit card and then get rate and pay off the dues in . This will ensure that  save some money when you pay credit card . 

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Features of SBI Student Plus Advantage Card

• 5% Value Back on Departmental and Grocery spends
• Accelerated Rewards
• Ready Cash
• Worldwide Acceptance
• Add-on Cards
• Online Booking of Railway Tickets
• Utility Bill Payment Facility
• Balance Transfer on EMI
• Flexipay
• Easy Money

ICICI Bank Student Travel Card

• ICICI Bank Student Travel Card is a blessing in disguise for you if you wish  study in abroad. You can  edit card to pay your application and university fees either online  through a physical swipe.  The card  very convenient to use since it allows you to manage  living expenses and is accepted at all outlets that take a MasterCard. You can withdraw cash from over 1.5 million MasterCard  through this card.
• You are entitled to an International Student Identity Card free membership which will  you access to different discount benefits along with exciting destination offer. The tempting merchant offers and discount will be available in 131 countries including India.You are also bound to get benefit from a travel insurance, advantageous rates, and other alliance offer from the bank.
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• Features of  Bank Student Travel Card
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• Convenient and safe to use
• Attractive merchant discount & offers in India and 130 countries and 1,20,000 merchant location
• Preferential Forex rate
• Highly rewarding
• Alliance offers from  Bank
• Allows online account management feature such as Monthly e-statement
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• Membership of International Student Identity Card 
• Destination offer from your membership
• Easy replacement with Primary Card
• Comprehensive Travel Insurance
• HDFC ForexPlus Card
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• HDFC ForexPlus Card is tailor made for any student who studies abroad and need finance in different currencies. This card work just like a credit card, the transaction amount will be debited from the Card balance directly.
• The card is available currencies which are accepted all over the world and thus you can change them into the currency of the nation you are currently . It has acceptability merchant outlets which are affiliated to Visa .  When you carry out any transaction in the card currency you won’t suffer due  swinging market rates.
• In case you’re not a  bank customer you need not worry. You still can avail card, all you need to do is visit your nearest  branch with the required document.
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• HDFC Multicurrency Platinum  Chip Card
• This card is simply perfect for students who have multi- destination  need and want to carry 23 currencies on one single card. Yes, you  right. You can keep 23 foreign currencies in your  Platinum Chip Card, thereby saving your money and time. This provides you complete protection against any kind foreign exchange  fluctuation in the near future. You also receive  insurance cover  Rs. 5  for any kind of misuse  card, accident  fraud.
• Eligibility Criteria for Credit Cards for Student
• Well the minimum age limit required  get these student credit card is 18 year. The student should  this basic eligibility criteria to own these credit card.
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• Documentation Required
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• PAN card (required by few companies)
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• Birth certificate
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• Residential address proof
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• Identity card  college (undergraduate or postgraduate)
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• College enrolment proof
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• 2 passport sized photographs 

Best Credit Cards for Students with No/Bad Credit History

These day, many credit card companies have started offering the best credit cards for student also. Yes,  student can also avail the credit card by following an easy and simple procedure. In fact, those who are having bad  credit history can also avail these card with the help of issuer. Yes, there  many credit card provider available in the market that allow you to avail the card even if you are having low bad credit history. In fact, they work  such types of applicant only, and ensure that they can avail the card instead of all the odds. So, if you are a student who is having no bad credit history, nothing to worry, you can avail the credit card of different bank with the help of these providers.

So I hope the next time someone asks you -What are the best credit cards for student in India, you will have the answer on your . And yes if you wish to avail the services of a credit card, talk to your parent and choose the one which suits you the best.

Frequently Asked Questions

1. Can  Apply for  Student Credit Card with no Credit?

Yes, you can apply the Student Credit Card with  credit. These credit card are issued against a fixed deposit you have with  bank. Therefore, you will not need a credit score  apply for credit card for students.

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2. Can college students apply  a credit card?

Yes, college student can apply for a credit card. But they should have  fixed deposit with  bank in their name. The college student can also apply for a credit card if they plan to study abroad and enjoy various benefit.

3. What is the minimum age  apply the Student Credit Card?

The minimum age to apply for a student credit card is 18 year. You can get an add-on card if you are below 18 year but for the credit card for student, you will need a minimum age of 18 year.

4. What is the minimum income needed to apply for Credit Cards for student ?

You will not need any income to apply for the credit card for student. These credit cards are issued against fixed deposit so you will not need any income  apply for them.

5. How to Apply for  Student Credit Card?

You can contact the respective bank whose credit card you are willing to apply or you can apply  it on this page. You can click on the Apply link and provide your basic detail. Our representative  call you and discuss  various options available for student credit card.

6. What are the document needed for the credit card for students?

You will have to submit  following documents to apply for the student credit card:-

PAN Card

Birth Certificate

College  Proof

Residential Address Proof

College Identity Card

Passport Size Photographs

7. Can I use  Student Credit Card abroad?

Yes, you can use  Student Credit Card . There are some banking institutions that issue credit cards for students for  and studying abroad. You can apply for those credit cards and  them abroad.

8. How can  make  Student Credit Card Login?

You can make the Student Credit Card Login  visiting the respective official website issuer. You will have to provide your credential and make  successful login  your Student Credit Card Account.

9. How to check  Student Credit Card Status?

You can check the status  the Student Credit card by making a login to the respective official website of the issuer. On the other hand, you also check  student credit card status through  Application Number you have submitted for the card.

10. Can a Student apply for multiple credit card?

No, a student cannot apply for multiple credit card. These cards are given against fixed deposits so you will only get one credit card against  deposit.