STD-6-7-8 GUJARATI, HINDI, ENGLISH NIBANDH LEKHAN AAYOJAN. 

 
CLEAR  PHOTO JOVA MATE AA LINK NE GOOGLE CHROME BROWSER MA OPEN KARI IMAGE PAR CLICK KARI ZOOM KARO

BELOW PDF FILE DOWNLOAD SCROLL DOWN

social welfare programs such as Medicaid and the Children's Health Insurance Program, which both give assistance to people who cannot afford health coverage.

Moreover  to medical expense insurance, "health insurance" may also refer to insurance covering disability or long-term nursing or custodial care requires . Different health insurance gives different levels of financial protection and the scope of coverage can vary broadly , with more than 40% of insured personals reporting that their plans do not sufficiently meet their needs as of 2007.  

The share of Americans without health insurance has been cut in half since year 2013. Several of the reforms instituted by the Affordable Care Act of 2010 were designed to extend health care coverage to those without it; however, high cost growth continues unabated.  National health expenditures are projected to grow 4.7% per people per year from 2016 to 2025. Public healthcare spending was 29% of federal mandated spending in year 1990 and 35% of it in 2000. It is even projected to be roughly half in 2025. 

Private insurers give a variety of supplemental coverage in both the group and individual markets. These are not designed to give the primary source of medical or disability protection for an individual, but can assist with unexpected expenses and give  additional peace of mind for insureds. Supplemental coverages contain Medicare supplement insurance, hospital indemnity insurance, dental insurance, vision insurance, accidental death and dismemberment insurance and specified illness insurance .

Supplemental coverage are purposive to:

Supplement a primary medical cost  plan by paying for expenses that are excluded or subject to the primary plan's cost-sharing requirements (e.g., co-payments, deductibles, etc.);

Cover related expenses like  dental or vision care;

Assist with extra expenses that may be associated with a serious illness or injury .

Medicare Supplement Coverage (Medigap)

Edit

Main article: Medigap

Medicare Supplement policies are designed to cover costs not covered (or only partially covered) by the "original Medicare" (Parts A & B) fee-for-service benefits. They are only obtainable to individuals enrolled in Medicare Parts A & B. Medigap plans may be bought on a guaranteed issue basis (no health questions asked) during a 6 -month open enrollment period when a  personals  first becomes eligible for Medicare.  The advantages given by Medigap plans are standardized.

Imparting primary education was left to the parents till 2002, though it was part of directive principle of the state policy. In Unnikrishnan Vs State of Andhra Pradesh, the Supreme Court culminating the status of right to primary education from a mere directive principle of state policy to the fundamental right. The apex court selected to overrule its own judgment in Unnikrishnan case in T.M.A. Pai Foundation v State of Karnataka where it conducted  that primary education is a fundamental right. While the state assumed the responsibility of imparting primary education to all kids of 6-14 age group, the higher education is thrown open to private institutions. It discovered a difference in the context of private institutions that are charging capitation fees from the students.  Article 21A is added by 86th Amendment Act in 2002, which tells: “The State shall give free and compulsory Education to all children of the age of six to fourteen years “ .The Supreme Court offered a very clear suggestion in Unnikrishnan judgment in 1993, that education was a fundamental right for all children up to 14 years. Though it is a very positive and progressive move to guarantee the fundamental right to education the modalities and substantial aspect of it are totally left to the discretion of the state which has to create law to fulfill this obligation.

This Matrials helpful For the Primary School Students and Teachers, TET, TAT, HTAT, PSE, NMMS, BANK, SBI, ICICI, IDBI, AXIS, CLEARK, GSRTC, TALATI, CONSTABLE, POLICE, PSI, FEMALE HEALTH WORKER, GSAT, UGC NET, SSC, HSC, UPSC, GPSC, IAS, GAS, SCHOOL EXAM, GENERAL

PDF FILE DOWNLOAD CLICKHERE